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Restaurant Insurance

As a restaurateur, you know there are many ingredients needed to run a successful business. After all, restaurant ownership is challenging enough, without having to worry about food spoilage, fire damage, and employee or customer injuries, onsite.
 

Restaurant insurance helps protect you from the risks you face as a restaurant owner, so you can put your focus where it belongs: your food, your customers, and providing a great experience.
 

Adequate restaurant insurance can help reduce exposing your restaurant to unneeded risk and ensures your restaurant is ready to do business with all-in-one property insurance, liability insurance, workers compensation, vehicle insurance, and business interruption insurance.
 

Who needs restaurant insurance?

 

We offer insurance to cover all food service businesses, including:

 

  • Bar Insurance

  • Café Insurance

  • Cafeteria Insurance

  • Catering Insurance

  • Diner Insurance

  • Deli Insurance

  • Food Delivery Insurance

  • Fast Food Insurance

  • Pizza Restaurant Insurance

  • Lounge Insurance

Some restaurants require specialized coverages, and we can help you navigate the issues facing the type of business you own or wish to create.
 

What’s covered in a restaurant insurance policy?

There are typically three important areas when making a solid restaurant insurance plan. These coverages include:

  • Business Owners Policy (BOP)

  • Workers' Compensation Insurance 

  • Business Crime insurance 

 

Worried about the cost?

We specialize in covering restaurants just like yours.

 We have everything you need right here, including:

  • Monthly payment options 

  • Temporary staff coverage

  • Claims responsiveness 

  • Tailored coverage 

  • Knowledgeable agents 

  • Events coverage 

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.

Our Personal Lines Team

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Guy Miligi

President

guym@tsminsurance.com

(209) 345-5545

Commercial & Personal Lines, Life & Health/Employee Benefits

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Tony Miligi

Chairman

tonym@tsminsurance.com

(209) 338-0704

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Adriana Mitchell

Agent

adrianam@tsminsurance.com
(209) 338-0689

Personal Lines (Spanish)

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Amy Mobley

Agent

amym@tsminsurance.com

(530) 221-3031

Commercial & Personal Lines (Redding)

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Bonnie Ring

Account Manager

bonnier@tsminsurance.com

(209) 338-0714

Life & Health/Employee Benefits

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Bob Franceschetti

Agent

bobf@tsminsurance.com

(209) 614-0340

Commercial Lines

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Brad Humble

Agent

bradh@tsminsurance.com
(209) 338-0716

Commercial Lines

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Carol Minjares

Bookkeeper

carolm@tsminsurnace.com

(209) 338-0701

Accounting

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Cheyenne Elkins

Senior Account Manager

cheyennee@tsminsurance.com

(209) 338-0718

Personal Lines

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Elizabeth Beard

Account Manager & Notary Public

lizb@tsminsurance.com

(209) 338-0708

Commercial Lines

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Emilie VonRotz

Senior Account Manager

emiliev@tsminsurance.com

(209) 338-0712

Commercial Lines

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Katie Silva

Agent

katies@tsminsurance.com

(209) 579-3639

Personal Lines

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Kayla Oliver

Senior Account Manager

kaylao@tsminsurance.com

(209) 338-0706

Commercial Lines

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Kimberly Gardner

Agent

kimg@tsminsurance.com

(530) 221-3031

Commercial & Personal Lines (Redding)

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Laura Konrath

Senior Account Manager

laurak@tsminsurance.com

(209) 380-0700

Commercial Lines

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Lindsey Bigelow

Personal Lines Assistant

lindseyb@tsminsurance.com

(209) 860-8141

Personal Lines

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Maggie Will

Account Manager

maggiew@tsminsurance.com

(209) 338-0697

Commercial Lines

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Mark Antrim

Agent

marka@tsminsurance.com

(209) 614-1416

Commercial & Health

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Mark Price

Agent

markp@tsminsurance.com

(209) 338-0710

Life & Health/Employee Benefits

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Morgan Bennett

Senior Account Manager

morganb@tsminsurance.com

(209) 338-0694

Life & Health/Employee Benefits

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Nick Antrim

Agent

nicka@tsminsurance.com

(209) 499-0694

Commercial Lines & Life

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Peyton Mann

Accounting Assistant

peytonm@tsminsurance.com

(209) 860-8141

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Randy Clark

Attache

randyc@tsminsurance.com

(209) 338-0705

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Robert Hicks

Agent

roberth@tsminsurance.com

(209) 338-0692

Life & Health/Employee Benefits

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Ryndee Medeiros

Senior Account Manager

ryndeem@tsminsurance.com

(209) 338-0687

Commercial Lines

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Scott Montez

Agent

scottm@tsminsurance.com

(209) 338-0709

Commercial Lines

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Tom Chiarchianis

Agent

tomc@tsminsurance.com

(209) 338-0698

Commercial Lines

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Velma Farinha

Agent

velmaf@tsminsurance.com

(209) 338-0696

Personal Lines (Portuguese, Spanish)

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Veronica Behrens

Account Manager

veronicab@tsminsurance.com

(209) 860-8112

Life & Health/Employee Benefits

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Mikayla Kroeker

Reception
mikaylak@tsminsurance.com

(209) 524-6366
Front Desk

TSM believes in empowering our community by giving back.

Looking to save on your current coverage? Let's chat!

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