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Business Insurance Solutions

​Business Liability Insurance

As a business owner, every transaction you complete is fraught with peril.
 


Protecting your business from the impact of potential customer lawsuits should be the first order of business. And while only a precisely crafted liability insurance policy can shield your business from this expense and stress, it’s usually the last thing business owners handle.

What does business liability insurance cover?

Liability insurance covers the costs of legal fees. Imagine the peace of mind you’d have knowing that in the event of a claim, your assets are safe.


Liability insurance is appropriate for any business that could face potential lawsuits. There are four types that you may fit your needs:

  • Personal Liability

  • Business Liability

  • Professional Liability

  • Public Liability


There are other risks that may be covered, including:

  • Bodily injury

  • Property damage

  • Personal injury

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Worried about the cost?

Our firm specializes in covering local businesses just like yours. We have everything you need, including:

  • Monthly payment options

  • Coverage of temporary staff:

  • Past work

  • Worldwide coverage

  • Claims responsiveness

  • Tailored coverage

  • Knowledgeable agents

  • Coverage for contracts

  • Fast and simple

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.


After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.


Contact us today, and we'll help you protect what matters most.

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Our Team

Our Personal Lines Team

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Guy Miligi

President
guym@tsminsurance.com
(209) 345-5545
Commercial & Personal Lines, Life & Health/Employee Benefits

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Tony Miligi

Chairman
tonym@tsminsurance.com
(209) 338-0704

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Adriana Mitchell

Agent
adrianam@tsminsurance.com
(209) 338-0689
Personal Lines (Spanish)

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Amy Mobley

Agent
amym@tsminsurance.com
(530) 221-3031
Commercial & Personal Lines (Redding)

Testimonials

Client Feedback from Sacramento

“TSM reviewed our policies, added ordinance and law coverage, and reduced our premium. Their claims guidance after a water leak was precise and fast.”

— Homeowner, East Sacramento

“They set up a workers’ comp program with a return-to-work plan that lowered our experience mod over time.”

— Manufacturing Owner, South Sacramento

“I needed an SR-22. The team filed it the same day and explained my premium options without pressure.”

— Driver, North Natomas

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Location

TSM Insurance
1317 Oakdale Rd #910
Modesto, CA 95355


Phone:  (209) 524-6366


Email: reception@tsminsurance.com

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Getting Started with TSM Insurance

Get objective, tailored insurance recommendations from TSM Insurance. Request a free quote or consultation today.

We will assess your needs, compare options across carriers, and help you select coverage that is clear, competitive, and dependable.

Contact us for a Health Insurance &
Benefits quote today!

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