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Landlord Liability Insurance

Don’t rent a house without it…

Being a landlord comes with well-known risks. From maintaining the property to managing tenants, landlords are exposed to potential lawsuits on a daily basis.
 

And if you’re ever found liable for someone who is injured on your property, or if you are required to pay for damage done to someone else’s property, it can end up costing you heavily.
 

Landlord liability coverage can help protect you for many of those risks.

What does Landlord Liability help cover?

Landlord liability coverage kicks in to help pay medical expenses for injured tenants, or legal defense and court judgments made against you for other damages, up to the limits stated in your policy. Coverage may include:

  • Tenant injuries 

  • Proper security for your tenants 

  • Unlawful behavior by tenants 

  • General Liability 

  • Fair Rental Value Coverage 

  • Inflation Protection 

  • Personal Injury Protection 

  • Lock replacement 

Discounts for Landlords

You may qualify for a discount on Landlord Insurance policies, including:

  • Multiple policies

  • New/renovated homes

  • And more

Worried about the cost?

Our Company specializes in covering local owners like you. We have everything you’ll need, including:

  • Monthly payment options 

  • Coverage of staff

  • Claims responsiveness 

  • Tailored coverage

  • Knowledgeable agents

  • Fast and simple

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.

Our Personal Lines Team

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Guy Miligi

President

guym@tsminsurance.com

(209) 345-5545

Commercial & Personal Lines, Life & Health/Employee Benefits

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Tony Miligi

Chairman

tonym@tsminsurance.com

(209) 338-0704

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Adriana Mitchell

Agent

adrianam@tsminsurance.com
(209) 338-0689

Personal Lines (Spanish)

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Amy Mobley

Agent

amym@tsminsurance.com

(530) 221-3031

Commercial & Personal Lines (Redding)

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Bonnie Ring

Account Manager

bonnier@tsminsurance.com

(209) 338-0714

Life & Health/Employee Benefits

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Bob Franceschetti

Agent

bobf@tsminsurance.com

(209) 614-0340

Commercial Lines

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Brad Humble

Agent

bradh@tsminsurance.com
(209) 338-0716

Commercial Lines

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Carol Minjares

Bookkeeper

carolm@tsminsurnace.com

(209) 338-0701

Accounting

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Cheyenne Elkins

Senior Account Manager

cheyennee@tsminsurance.com

(209) 338-0718

Personal Lines

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Elizabeth Beard

Account Manager & Notary Public

lizb@tsminsurance.com

(209) 338-0708

Commercial Lines

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Emilie VonRotz

Senior Account Manager

emiliev@tsminsurance.com

(209) 338-0712

Commercial Lines

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Katie Silva

Agent

katies@tsminsurance.com

(209) 579-3639

Personal Lines

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Kayla Oliver

Senior Account Manager

kaylao@tsminsurance.com

(209) 338-0706

Commercial Lines

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Kimberly Gardner

Agent

kimg@tsminsurance.com

(530) 221-3031

Commercial & Personal Lines (Redding)

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Laura Konrath

Senior Account Manager

laurak@tsminsurance.com

(209) 380-0700

Commercial Lines

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Lindsey Bigelow

Personal Lines Assistant

lindseyb@tsminsurance.com

(209) 860-8141

Personal Lines

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Maggie Will

Account Manager

maggiew@tsminsurance.com

(209) 338-0697

Commercial Lines

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Mark Antrim

Agent

marka@tsminsurance.com

(209) 614-1416

Commercial & Health

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Mark Price

Agent

markp@tsminsurance.com

(209) 338-0710

Life & Health/Employee Benefits

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Morgan Bennett

Senior Account Manager

morganb@tsminsurance.com

(209) 338-0694

Life & Health/Employee Benefits

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Nick Antrim

Agent

nicka@tsminsurance.com

(209) 499-0694

Commercial Lines & Life

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Peyton Mann

Accounting Assistant

peytonm@tsminsurance.com

(209) 860-8141

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Randy Clark

Attache

randyc@tsminsurance.com

(209) 338-0705

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Robert Hicks

Agent

roberth@tsminsurance.com

(209) 338-0692

Life & Health/Employee Benefits

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Ryndee Medeiros

Senior Account Manager

ryndeem@tsminsurance.com

(209) 338-0687

Commercial Lines

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Scott Montez

Agent

scottm@tsminsurance.com

(209) 338-0709

Commercial Lines

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Tom Chiarchianis

Agent

tomc@tsminsurance.com

(209) 338-0698

Commercial Lines

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Velma Farinha

Agent

velmaf@tsminsurance.com

(209) 338-0696

Personal Lines (Portuguese, Spanish)

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Veronica Behrens

Account Manager

veronicab@tsminsurance.com

(209) 860-8112

Life & Health/Employee Benefits

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Mikayla Kroeker

Reception
mikaylak@tsminsurance.com

(209) 524-6366
Front Desk

TSM believes in empowering our community by giving back.

Looking to save on your current coverage? Let's chat!

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