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Classic Car Insurance

You’ve carefully restored your ride, now it’s time to customize an insurance policy that will cover your antique or collector car just as carefully. In fact, proper coverage is the most important thing for your classic investment.
 

Classic car insurance and you
 

Because the marketplace values classic and collectible cars differently, you will need a policy that provides different coverage than “regular use” drivers. Since classic and collectible cars often register as older vehicles, they aren’t evaluated at their true market value, according to standard insurance practices. So, if you have an accident, you could end up paying the difference out of pocket for repairs or replacements you’re not fully insured for.
 

We understand how much time and effort you put into your car. That’s why we offer specialized insurance for antique and classic cars, modified collector cars, reproductions, replicas, restorations, and modern classic cars.
 

With classics collectibles, one size does NOT fit all
 

In the same way you’d customize your ride, you need a customized classic car policy, which takes into account the car's collectible value, the miles you drive each year, and many other personalized adjustments.
 

But unlike standard auto insurance policies, you only pay for what you need because you don't need full-time coverage. You may be surprised by how affordable coverage can be for the average classic and collectible car owner.
 

How to qualify for classic and collectible car insurance
 

When we submit your application for insurance, your insurance carrier may require us to provide some or all of the information below. Should you ever be in the unfortunate position of filing a claim, everything will be in order.
 

  • Usage: We will tailor your policy to reflect your driving habits

  • Storage: Your collectible car should be stored inside in a secure, locked garage or structure

  • Regular-Use Vehicles: Since you don’t need to drive your classic car every day, some carriers may require that you maintain “regular use” insurance in your name

  • Driver Eligibility: As with other forms of auto insurance, your driving history will also be taken into account

Our Personal Lines Team

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Guy Miligi

President

guym@tsminsurance.com

(209) 345-5545

Commercial & Personal Lines, Life & Health/Employee Benefits

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Tony Miligi

Chairman

tonym@tsminsurance.com

(209) 338-0704

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Adriana Mitchell

Agent

adrianam@tsminsurance.com
(209) 338-0689

Personal Lines (Spanish)

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Amy Mobley

Agent

amym@tsminsurance.com

(530) 221-3031

Commercial & Personal Lines (Redding)

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Bonnie Ring

Account Manager

bonnier@tsminsurance.com

(209) 338-0714

Life & Health/Employee Benefits

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Bob Franceschetti

Agent

bobf@tsminsurance.com

(209) 614-0340

Commercial Lines

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Brad Humble

Agent

bradh@tsminsurance.com
(209) 338-0716

Commercial Lines

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Carol Minjares

Bookkeeper

carolm@tsminsurnace.com

(209) 338-0701

Accounting

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Cheyenne Elkins

Senior Account Manager

cheyennee@tsminsurance.com

(209) 338-0718

Personal Lines

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Elizabeth Beard

Account Manager & Notary Public

lizb@tsminsurance.com

(209) 338-0708

Commercial Lines

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Emilie VonRotz

Senior Account Manager

emiliev@tsminsurance.com

(209) 338-0712

Commercial Lines

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Katie Silva

Agent

katies@tsminsurance.com

(209) 579-3639

Personal Lines

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Kayla Oliver

Senior Account Manager

kaylao@tsminsurance.com

(209) 338-0706

Commercial Lines

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Kimberly Gardner

Agent

kimg@tsminsurance.com

(530) 221-3031

Commercial & Personal Lines (Redding)

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Laura Konrath

Senior Account Manager

laurak@tsminsurance.com

(209) 380-0700

Commercial Lines

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Lindsey Bigelow

Personal Lines Assistant

lindseyb@tsminsurance.com

(209) 860-8141

Personal Lines

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Maggie Will

Account Manager

maggiew@tsminsurance.com

(209) 338-0697

Commercial Lines

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Mark Antrim

Agent

marka@tsminsurance.com

(209) 614-1416

Commercial & Health

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Mark Price

Agent

markp@tsminsurance.com

(209) 338-0710

Life & Health/Employee Benefits

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Morgan Bennett

Senior Account Manager

morganb@tsminsurance.com

(209) 338-0694

Life & Health/Employee Benefits

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Nick Antrim

Agent

nicka@tsminsurance.com

(209) 499-0694

Commercial Lines & Life

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Peyton Mann

Accounting Assistant

peytonm@tsminsurance.com

(209) 860-8141

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Randy Clark

Attache

randyc@tsminsurance.com

(209) 338-0705

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Robert Hicks

Agent

roberth@tsminsurance.com

(209) 338-0692

Life & Health/Employee Benefits

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Ryndee Medeiros

Senior Account Manager

ryndeem@tsminsurance.com

(209) 338-0687

Commercial Lines

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Scott Montez

Agent

scottm@tsminsurance.com

(209) 338-0709

Commercial Lines

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Tom Chiarchianis

Agent

tomc@tsminsurance.com

(209) 338-0698

Commercial Lines

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Velma Farinha

Agent

velmaf@tsminsurance.com

(209) 338-0696

Personal Lines (Portuguese, Spanish)

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Veronica Behrens

Account Manager

veronicab@tsminsurance.com

(209) 860-8112

Life & Health/Employee Benefits

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Mikayla Kroeker

Reception
mikaylak@tsminsurance.com

(209) 524-6366
Front Desk

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Looking to save on your current coverage? Let's chat!

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