California Business Insurance Guide › By industry
Business Insurance by Industry
The core policies are the same for most businesses, but every industry has its own exposures, contract requirements and licensing rules. A roofer's workers' comp rules aren't a dentist's, and a dairy's property schedule looks nothing like a retail shop's. Find your industry below for the guides that apply, and the TSM page for a quote. Not listed? Start with business insurance or call us.
Industry-Specific Business Insurance in California
Find specialized coverage guides, statutory requirements, and policy solutions tailored directly to your trade, sector, or operating size.
Construction and contractors
Agriculture and farming
Healthcare
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Want coverage built for your industry? TSM is an independent agency — we compare carriers for you. Call (209) 524-6366 (Modesto) or (530) 221-3031 (Redding).
Manufacturing and wholesale
Professional services, technology and startups
Government contractors and vendors
Home-based and one-person businesses
Education and childcare Insurance
Frequently Asked Questions
Clear answers to essential Business Insurance by Industry
Which California industries are required by law to carry insurance?
Every employer needs workers' comp, and several licensed trades and professions have their own bond or insurance rules. Industries in California that require business insurance lists them.
Is a package policy available for my industry?
Many carriers write industry programs for contractors, restaurants, farms, property managers and others, often built on a BOP or a commercial package policy. Eligibility varies by carrier, which is where an independent agent helps.
Coverage that fits how your business works
Tell us your industry, payroll and contract requirements, and we'll compare carriers that write your class of business.
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