

Why Choose TSM Insurance
At TSM, we are more than an insurance agency. We are part of the Central Valley community. We live here, work here, and serve the families and businesses that make this region strong. Our team is made up of neighbors, friends, and trusted partners who understand the value of genuine relationships.
Velma Farinha
Agent

(209) 338-0696
Velma brings 26 years of experience in the insurance industry, 25 of them with TSM Insurance, and is a trusted member of the Personal Lines team. She is tri-lingual in English, Portuguese, and Spanish, allowing her to serve a diverse client base with clarity and care.
Velma is licensed in Property & Casualty, Life, and Health insurance and specializes in auto, home, umbrella, life, and hard-to-place coverage. Her deep knowledge and long-standing agency experience enable her to guide individuals and families toward coverage solutions that truly fit their needs.
Her commitment to excellence has been recognized within the industry, earning Best Insurance Agent (Bronze) in 2024 and Silver in 2025. Known for her reliability, personal touch, and dedication to client service, Velma consistently delivers thoughtful solutions and builds lasting relationships.
Outside of work, Velma is deeply family-oriented. She is a wife and mother of four and enjoys cheering on her children at soccer, swim meets, and water polo games. A proud Portuguese-American, she loves attending Festas and celebrating her heritage, and she especially enjoys the holiday season—decorating Christmas trees being one of her favorite traditions.

Get in Touch
Want to learn more about our leadership or services? Reach out to TSM Insurance Services or our team today! We’re here to help:

Email: reception@tsminsurance.com

Phone: (209) 524-6366

Facebook: tsminsurance

Instagram: @tsminsurance

LinkedIn: TSM Insurance

