Why Choose TSM Insurance

At TSM, we are more than an insurance agency. We are part of the Central Valley community. We live here, work here, and serve the families and businesses that make this region strong. Our team is made up of neighbors, friends, and trusted partners who understand the value of genuine relationships.

Bob Franceschetti

Agent

bobf@tsminsurance.com

(209) 614-0340

Bob is a Commercial Lines Agent at TSM Insurance Services with nearly two decades of industry experience, having started his career in 2007. He focuses on helping businesses protect what they’ve built by delivering practical, well-structured insurance solutions tailored to each client’s unique needs.

In his role, Bob works closely with business owners to assess risk, design appropriate coverage programs, and place policies that provide reliable protection. His deep knowledge of commercial insurance allows him to guide clients through complex decisions with clarity and confidence.

Bob is known for his approachable style, responsiveness, and dedication to long-term client relationships. He takes a client-first approach, ensuring businesses feel supported, informed, and comfortable with their insurance programs while serving as a trusted advisor throughout the policy lifecycle.

Outside of work, Bob enjoys golfing and farming almonds, reflecting both his appreciation for the outdoors and his strong connection to the agricultural community. His grounded perspective and commitment to excellence make him a valued member of the TSM team and a trusted partner to the clients he serves.

Recognized Authority in the Insurance Industry

Guy Miligi is widely respected by peers and clients alike for his honorable integrity, client-first philosophy, and results-driven leadership. Under his guidance, TSM Insurance Services has earned:

2024 Agency of the year. Modesto Bee

Partnerships with top-rated national and regional insurance carriers.

A reputation for innovation and excellence in customer service

Guy Miligi is widely respected by peers and clients alike for his honorable integrity, client-first philosophy, and results-driven leadership. Under his guidance, TSM Insurance Services has earned:

“They set up a workers’ comp program with a return-to-work plan that lowered our experience mod over time.”

– Guy Miligi, President and Owner

Built on Trust

Trust is the foundation of everything we do, and it starts at the top. Guy Miligi leads with transparency and a commitment to ethical business practices. That same standard is upheld by every member of the TSM Insurance Services team.

When you choose TSM Insurance Services, you’re not just buying insurance, you’re building a relationship with professionals who genuinely care about your security and peace of mind.