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Owning commercial property comes with many responsibilities, including protecting your investment and managing risks associated with...

Running a business comes with many responsibilities—and one of the most significant risks is employment-related claims. From accusations...

Directors and Officers (D&O) insurance is an essential tool for executives and board members in Modesto CA who want to protect themselves...

Every business that provides professional services or advice faces a certain level of risk. Mistakes, oversights, or negligence in the...

Independent contractors in Modesto CA face unique risks every day—from job site injuries to costly equipment damage. Whether you’re a...

Contracting work comes with inherent risks. From property damage on a client’s site to injuries on the job, contractors face a variety of...

A single data breach can cost a company millions, not just in immediate recovery costs but in long-term reputational damage. As...

Choosing the right auto insurance policy can feel like a simple task. However, the line between personal driving and business use often...

Running a car dealership involves managing numerous risks. From property damage to customer claims and employee accidents, the potential...

Running a business that uses vehicles comes with unique risks. Accidents, property damage, and liability claims can quickly become...

Running a business comes with many responsibilities, and ensuring you have the right insurance is critical. Unfortunately, many business...

Running a business is exciting — but it also comes with responsibilities and risks. Whether you operate a small shop in downtown Modesto,...

Running a small business comes with many exciting opportunities—but also many responsibilities and risks. Every day, business owners face...

Commercial auto insurance isn’t just a box businesses check for compliance—it's a critical layer of protection for any company that...

Insurance might seem like just another bill to pay, but when you make the right choices, it can save you money, simplify your life, and...

Driving in Northern California presents unique challenges that vary depending on where you live. From bustling city traffic to winding...

Every time you get behind the wheel, you face potential risks, from minor fender benders to serious accidents or theft. Auto insurance ...

Offering employee benefits boosts retention and reduces costs. Learn the differences between self-funded and fully-insured plans with TSM In

Bundling home and auto insurance saves money and simplifies coverage. Learn how TSM Insurance helps you get the best multi-policy discounts.

Cyber liability insurance protects businesses from cyber threats. Learn how TSM Insurance helps companies stay secure and prepared.