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Cyber Liability Insurance

Cyber liability is a question of “WHEN” not “IF”
 

Data drives the organizations of today’s world. Business of all sizes have had a cyber attack or data breach, with the average cost to rectify rising to$6.5 million per occurrence.
 

One stolen laptop, one careless employee, a virus or even paper records that fall into the wrong hands, can create a financial and reputational consequence affecting your business for years to come.
 

What does cyber liability cover?
 

With a comprehensive cyber liability policy, you can feel confident you’re covered in case of data breaches and related issues, including:

  • Data compromise protection to cover employee and customer information if your data should ever be hacked, stolen, corrupted, or subject to procedural errors or internal fraud

  • Legal cost protection incurred by legal reviews

  • Forensic services to assist in determining the nature, extent, and perpetrators of an electronic breach

  • Personal services for any persons affected, which may include help line services, credit monitoring, and case managers for identifying theft victims

  • Public relations costs paid for firms to review and respond to the potential impact of the data compromise

  • Costs of legal defense, in an event that the company is sued due to the breach

  • Identity recovery protection to identity fraud victims and restore their credit history and records. This includes owners, employees, and family members

We can help protect your business against damage to electronic data, virus or malware attack, liability to third parties, and also help recover the cost of:

  • Restoring and recreating data to your system

  • Restoring systems to pre-attack levels

  • Lost business and unforeseen expenses

  • Public relations services to communicate with outside parties concerning a computer attack, as well as your public response

Who is cyber liability insurance for?

Cyber liability coverage is available for any business, small and large, nonprofit organizations, and retailers. You may be able to save on costs by bundling coverage with another policy to create a comprehensive suite of business liability coverages.

We can help you assess the risks to your business and get you the protection you need in today’s data-reliant world.

Why we're different
 

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.
 

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
 

Contact us today, and we'll help you protect what matters most.

Our Personal Lines Team

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Guy Miligi

President

guym@tsminsurance.com

(209) 345-5545

Commercial & Personal Lines, Life & Health/Employee Benefits

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Tony Miligi

Chairman

tonym@tsminsurance.com

(209) 338-0704

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Adriana Mitchell

Agent

adrianam@tsminsurance.com
(209) 338-0689

Personal Lines (Spanish)

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Amy Mobley

Agent

amym@tsminsurance.com

(530) 221-3031

Commercial & Personal Lines (Redding)

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Bonnie Ring

Account Manager

bonnier@tsminsurance.com

(209) 338-0714

Life & Health/Employee Benefits

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Bob Franceschetti

Agent

bobf@tsminsurance.com

(209) 614-0340

Commercial Lines

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Brad Humble

Agent

bradh@tsminsurance.com
(209) 338-0716

Commercial Lines

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Carol Minjares

Bookkeeper

carolm@tsminsurnace.com

(209) 338-0701

Accounting

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Cheyenne Elkins

Senior Account Manager

cheyennee@tsminsurance.com

(209) 338-0718

Personal Lines

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Elizabeth Beard

Account Manager & Notary Public

lizb@tsminsurance.com

(209) 338-0708

Commercial Lines

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Emilie VonRotz

Senior Account Manager

emiliev@tsminsurance.com

(209) 338-0712

Commercial Lines

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Katie Silva

Agent

katies@tsminsurance.com

(209) 579-3639

Personal Lines

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Kayla Oliver

Senior Account Manager

kaylao@tsminsurance.com

(209) 338-0706

Commercial Lines

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Kimberly Gardner

Agent

kimg@tsminsurance.com

(530) 221-3031

Commercial & Personal Lines (Redding)

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Laura Konrath

Senior Account Manager

laurak@tsminsurance.com

(209) 380-0700

Commercial Lines

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Lindsey Bigelow

Personal Lines Assistant

lindseyb@tsminsurance.com

(209) 860-8141

Personal Lines

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Maggie Will

Account Manager

maggiew@tsminsurance.com

(209) 338-0697

Commercial Lines

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Mark Antrim

Agent

marka@tsminsurance.com

(209) 614-1416

Commercial & Health

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Mark Price

Agent

markp@tsminsurance.com

(209) 338-0710

Life & Health/Employee Benefits

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Morgan Bennett

Senior Account Manager

morganb@tsminsurance.com

(209) 338-0694

Life & Health/Employee Benefits

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Nick Antrim

Agent

nicka@tsminsurance.com

(209) 499-0694

Commercial Lines & Life

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Peyton Mann

Accounting Assistant

peytonm@tsminsurance.com

(209) 860-8141

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Randy Clark

Attache

randyc@tsminsurance.com

(209) 338-0705

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Robert Hicks

Agent

roberth@tsminsurance.com

(209) 338-0692

Life & Health/Employee Benefits

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Ryndee Medeiros

Senior Account Manager

ryndeem@tsminsurance.com

(209) 338-0687

Commercial Lines

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Scott Montez

Agent

scottm@tsminsurance.com

(209) 338-0709

Commercial Lines

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Tom Chiarchianis

Agent

tomc@tsminsurance.com

(209) 338-0698

Commercial Lines

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Velma Farinha

Agent

velmaf@tsminsurance.com

(209) 338-0696

Personal Lines (Portuguese, Spanish)

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Veronica Behrens

Account Manager

veronicab@tsminsurance.com

(209) 860-8112

Life & Health/Employee Benefits

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Mikayla Kroeker

Reception
mikaylak@tsminsurance.com

(209) 524-6366
Front Desk

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