Auto Insurance

At TSM Insurance, auto insurance is designed to ensure that you’re able to get where you need to go, whether that’s going to work, taking the kids to school, or getting away for the weekend.

We offer a number of insurance options that are flexible and affordable. We also provide a selection of customized features and benefits that will save you money.

Accident Forgiveness

This feature allows you to maintain your existing rates in spite of an accident or minor violation, even if you’re at fault.
The forgiveness clause has very specific restrictions, so check with your TSM Insurance agent.

Roadside Assistance

Our coverage offers two packages – Basic and Plus. Because the coverage will vary depending on location, please talk with your TSM Insurance agent about the options available in your state.


This option provides two types of coverage if your car is totaled in an accident. New Car Replacement will allow you to buy a new car, while GAP Coverage will cover the difference if the settlement on your accident is less than the amount you still owe on your vehicle loan.

Deductible Savings Rewards

This feature rewards you for safe driving and protects you in case your vehicle is totaled in an accident. The Diminishing Deductible option awards you with an immediate $100 credit on your deductible and then deducts another $100 for every year of safe driving, up to $500. The Total Loss Deductible Waiver option exempts you from paying your deductible if your car is totaled.

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