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INSURANCE FOR EVERYONE

It's not just a policy. It's personal.

The insurance market is vast and ever growing. With hundreds of companies and available products designed to help millions of people, status quo is no longer sufficient. No two clients have the same concerns, and no two clients should have the same, cookie-cutter protection solution.

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Our Services

We are TSM, an independent insurance agency in Modesto, CA. (CA Lic. #0288149) We have more than 90 years of combined experience building personalized insurance coverage for individuals, families, and professionals. As an independent agency, we are not tied to proprietary products, nor are we limited to sell select policies. Instead, we have access to the top insurance companies in the market. We focus on finding the right policy, at the right price, that you both need and want.

Personal

Come rain or shine we'll keep what matters most safe.

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Commercial

When it comes to commercial concerns, few firms know business insurance products like we do.

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Benefits

Take advantage of a team that remains flexible and vigilant, so you don’t have to.

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Individual & Senior

With decades of experience, we're excited to make sure you get the coverage you need before you need it most.

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Self-Quoting Option Available

Quote your own Home and Auto Insurance with our new easy-to-use personal lines self-quoting feature!

Click here to get a quote on Home or Auto Insurance

What Our Clients Are Saying

"Excellent customer service. Everyone is very responsive to questions and concerns. Even during the current pandemic, the firm has remained focused on customers and very quickly answered any and all questions."

- KATHY H.

"TSM Insurance has a small family feel with a huge network and great connections. Guy has also taken such good care of us the past ten years and we know our investments will always be protected. We will never find the level of impeccable service TSM Insurance provides anywhere else."

- BARB M.

RESOURCE CENTER

We believe that an educated client is an empowered one. Browse our client resources and learn about the types of insurance coverage you may need.

A Guide to Insuring Valuables In Your Home

Your homeowners policy may not cover certain types of valuables. Here's what you can do to stay covered.

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Keep Your Life Insurance When You Retire

This article is perfect for those looking to maintain their life insurance or explore alternate options during retirement.

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Gap Insurance for Leased Cars

If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.

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More information you can use

Dog Bites and Homeowners Insurance

Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

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The Wild West of Data Theft

Learn about cyber liability insurance in this entertaining video.

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Stay Safe with a B.O.P. At Your Back

Learn about the advantages of Business Owner Policies with this highly educational and fun animated video.

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We're here for you!

Over the past 90 years, we have helped thousands of clients get the protection and coverage that best suits them. Let us see what we can do for you.

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